1. IRC for Finance and Digital Economy, KFUPM Business School, King Fahd University of Petroleum & Minerals, Dhahran, Saudi Arabia
2. School of Hospitality and Service Management, Sunway University, Petaling Jaya, Malaysia
3. Centre for Research and Innovation in Tourism (CRiT), Taylor’s University, Subang Jaya, Malaysia
4. Department of Marketing, Australian Institute of Business (AIB), Adelaide, Australia
5. Department of Management and Humanities, Universiti Teknologi PETRONAS, Perak, Malaysia
6. Scientific Independent Researcher, Jammu & Kashmir, India