Sustainable Islamic Financial Inclusion

Abstract

The study investigates the convergence of digital transformation, artificial intelligence (AI), and Islamic finance. In particular, it examines the ethical consequences that may arise from the integration of Generative AI in the sustainable development of Islamic financial services and products. This research fills a void in the current body of knowledge by examining the ethical consequences of generative AI in the context of Islamic finance. Using an interdisciplinary framework that integrates Islamic finance and technological ethics, the study seeks to make scientific and practical contributions. At the intersection of AI technology and Islamic finance, it is anticipated that new theories will emerge, as well as ethical principles that will serve as a guide for technology developers, policymakers, and Islamic financial institutions. The study has the potential to lead in creating a sustainable and inclusive Islamic finance ecosystem by ethically integrating Generative AI.