1. Department of Tourism Management, Afyon Kocatepe University, Afyonkarahisar, Turkey
2. Department of Banking and Insurance, Afyon Kocatepe University, Afyonkarahisar, Turkey
3. Department of Tourism Guidance, Afyon Kocatepe University, Afyonkarahisar, Turkey
4. Department of Business, Afyon Kocatepe University, Afyonkarahisar, Turkey