1. Department of Marketing, Robert C. Vackar College of Business & Entrepreneurship, University of Texas Rio Grande Valley, Edinburg, TX, USA
2. Department of Marketing and Finance, Frostburg State University, Frostburg, MD, USA
3. Department of Information Systems, Robert C. Vackar College of Business & Entrepreneurship, University of Texas Rio Grande Valley, Edinburg, TX, USA
4. Department of International Business and Entrepreneurship, Robert C. Vackar College of Business & Entrepreneurship, University of Texas Rio Grande Valley, Edinburg, TX, USA