Readability and Clarity of Individual Pension Product Contracts

Author:

Hadryan MilenaORCID,Rutecka-Góra JoannaORCID

Abstract

AbstractThe study analyses the readability and clarity of economic specialised texts on supplementary individual pensions. The research includes agreements on individual pension products available on the Polish market at the beginning of 2017. The level of comprehensibility of language has been assessed using the “Jasnopis” application, based, among others, on the FOG index, while the structure of the content of the agreements has been assessed by an expert linguist (the expert linguist is one of the authors of this and a number of other publications on clear and understandable texts). In addition, one of the texts was subject to a survey, the so-called cloze text, which provided more accurate information about readability for a specific reader group. The results obtained allow the conclusion that the language of agreements on individual pension products is very difficult and their understanding requires higher education or expertise in the field of finance.

Funder

Narodowe Centrum Nauki

Publisher

Springer Science and Business Media LLC

Subject

Law,Language and Linguistics

Cited by 3 articles. 订阅此论文施引文献 订阅此论文施引文献,注册后可以免费订阅5篇论文的施引文献,订阅后可以查看论文全部施引文献

1. Comprehensibility of Content Posted on the Websites of Polish Local Government Institutions;International Conference on Information Systems Development;2024-09-09

2. Complex pension products: A multidimensional approach;Financial Internet Quarterly;2024-03-01

3. Issues in Translating, Interpreting and Teaching Legal Languages and Legal Communication;International Journal for the Semiotics of Law - Revue internationale de Sémiotique juridique;2023-07-14

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