SYNERGY IN THE REGULATION OF STOCK, CREDIT, CURRENCY AND INSURANCE SEGMENTS OF THE FINANCIAL ARCHITECTURE OF NATIONAL ECONOMY

Abstract

The article examines the financial architecture in the context of systemic and functional approaches that together constitute the synergetic approach. The functional approach is based on the concept of function for each component of the financial architecture towards the system in general, i.e., a major contribution made by each component in its development. It is proven that specific properties regarding the unity of general, universal nature and functional importance are implemented for each of the elements or corresponding subsystems of a particular system. The process approach allows analyzing systemic identification, management of existing processes and especially systems for managing the interaction of the given processes. The use of the approaches introduced in the article comprehensively and in close relationship with defined hypotheses allowed us to develop the concept of regulating the development of the financial architecture of national economy. Following the research results, we can conclude: one has developed and substantiated a complex of hypotheses, allowing making assumptions for each hypothesis, appropriate provisions for their proof and consequences of using hypotheses. Such an idea of hypotheses allows correctly defining the concept of conducted research and determining the key points of proving. One has stipulated a set of principles and grounded conceptual approaches, allowing identifying the particularities of implementing the principles using various approaches that represent a methodological basis for the development of the efficient concept of regulating the evolution of the financial architecture of national economy. It is substantiated that, in the context of the financial crisis and globalization of national economy, concepts should be practice-oriented because the financial market requires tougher regulation. One concludes that the developed concept of financial architecture regulation has a range of advantages: the concept is based on two hypotheses, the proof of which allows defining its practical basis consisting of the set of mechanisms for financial architecture regulation; it is based on relevant scientific and methodological approaches to research, namely the synergetic one allowing representing the self-organizing component of the financial architecture and its elements; the offered concept allows conducting the efficient regulation of financial architecture segments of national economy and their interaction in the context of financial globalization. Concept implementation tools include complex mechanisms: adaptation of the financial architecture and its components to environmental changes; internal regulation (of individual components of the financial architecture and its interaction areas).