1. The Institute for Health, Health Care Policy and Aging Research, Rutgers University, New Brunswick, NJ 08903, USA and The New York Psychiatric Institute, 722 West 168 Street, New York, NY 10032, USA
2. New York Psychiatric Institute, 722 West 168 Street, New York, NY 10032, USA
3. Public Service Division, Consumers Union, Yonkers, NY 10703, USA