1. Marilyn MacGruder Barnewall is President of the MacGruder Agency, Inc., a bank financial consulting firm and economic adviser. Previously, she served as Vice President in charge of executive banking at United Bank of Denver. She is the author of the American Bankers Association’s publications, Journal of Personal Financial Services for Serving the Affluent Market, winter issue, and Profitable Private Banking: The Complete Blueprint. Ms. Barnewall is a frequent contributor to major banking and financial...