1. Guangdong University of Finance,School of Internet finance and information engineering,Guangzhou,China
2. Hunan University,School of Design,Changsha,China
3. Guangdong University of Finance,School of Credit Management,Guangzhou,China
4. Institute of Artificial Intelligence De Montfort University,Leicester,United Kingdom
5. Guangdong University of Finance,Center of Experimental Teaching,Guangzhou,China