RISK OF NON-RECEIPT OF INCOME AS AN OBJECT OF HOUSEHOLD MANAGEMENT

Abstract

In a market economy, the perception of household risks, how they are managed, and the role of the state in this has changed. This makes it relevant to study the risks of households and search for sources of their financing. The purpose of this work is to pose the problem of managing household risks associated with loss or decline in income. They have features determined by the structure of the household and its type. Currently, there is no clear approach to what contains the risk of loss of income and what is a household as an economic unit. Often, the risk of loss of income is associated with the activities of enterprises, is studied outside of reference to households, or is considered as an individual risk of a person. In this regard, the following tasks were defined: to identify the features of risks of private households and their management, to present typical groups of households determined by the difference in attitudes to risks and their management. The hypothesis of the study was the assumption that the risks of loss or decline in income and their consequences affect the household as a whole, and not only on its individual subject, and the source of their occurrence may be the household itself.