Los estudiantes de nivel superior y la administración de su dinero

Abstract

The practice of scheduling the expenses to be made in a certain time frame is not practiced by many people, they do not know the amount of income received as well as the exact amount they spend. This situation also occurs in the higher-level students of the administrative-economic area. Public universities in Mexico, within the curriculum discard subjects related to personal financial administration. The objective of this work is to publicize the personal praxis of financial education that a group of students of the Public Accountant has. It is a qualitative study, based on the theory of Economic Psychology, in which a tool on personal budgets for students was designed, validated and applied. The main findings are: they leave out budget planning, they spend money than they receive, the highest percentage of expenses are made in leisure activities and the lowest in sport, even though administration, finance, accounting subjects are taught in their curriculum. Little or no application of the concepts acquired during their school career is observed. It is recommended to implement a self-financial education program for the individual.