1. Department of FinanceUniversity of Texas at San Antonio One UTSA Circle San Antonio TX 78249‐0631
2. Department of ManagementUniversity of Texas at San Antonio One UTSA Circle San Antonio TX 78249‐0631
3. Department of Cyber Systems, College of Business & TechnologyUniversity of Nebraska at Kearney 250W West Center, 1917 West 24th Street Kearney NE 68849
4. Johnson & Wales University 8 Abbott Park Place Providence RI 02903