Machine learning-based profit modeling for credit card underwriting - implications for credit risk
Author:
Publisher
Elsevier BV
Subject
Economics and Econometrics,Finance
Reference36 articles.
1. Regulating consumer financial products: evidence from credit cards;Agarwal;Q. J. Econ.,2015
2. Apley, D. W., Zhu, J., 2019. Visualizing the effects of predictor variables in black box supervised learning models. arXiv:1612.08468
3. Do banks pass through credit expansions to consumers who want to borrow?;Agarwal;Q. J. Econ.,2018
4. The failure of competition in the credit card market;Ausubel;Am. Econ. Rev.,1991
5. Consumption response to credit expansions: evidence from experimental assignment of 45,307 credit lines;Aydin;Am. Econ. Rev.,2022
Cited by 4 articles. 订阅此论文施引文献 订阅此论文施引文献,注册后可以免费订阅5篇论文的施引文献,订阅后可以查看论文全部施引文献
1. When one domino falls, others follow: A machine learning analysis of extreme risk spillovers in developed stock markets;International Review of Financial Analysis;2024-05
2. Credit risk assessment using the factorization machine model with feature interactions;Humanities and Social Sciences Communications;2024-02-08
3. Improvisation of Food Delivery Business by Leveraging Ensemble Learning with Various Algorithms;2023 International Conference on Self Sustainable Artificial Intelligence Systems (ICSSAS);2023-10-18
4. AI-driven ensemble three machine learning to enhance digital marketing strategies in the food delivery business;Intelligent Systems with Applications;2023-05
1.学者识别学者识别
2.学术分析学术分析
3.人才评估人才评估
"同舟云学术"是以全球学者为主线,采集、加工和组织学术论文而形成的新型学术文献查询和分析系统,可以对全球学者进行文献检索和人才价值评估。用户可以通过关注某些学科领域的顶尖人物而持续追踪该领域的学科进展和研究前沿。经过近期的数据扩容,当前同舟云学术共收录了国内外主流学术期刊6万余种,收集的期刊论文及会议论文总量共计约1.5亿篇,并以每天添加12000余篇中外论文的速度递增。我们也可以为用户提供个性化、定制化的学者数据。欢迎来电咨询!咨询电话:010-8811{复制后删除}0370
www.globalauthorid.com
TOP
Copyright © 2019-2024 北京同舟云网络信息技术有限公司 京公网安备11010802033243号 京ICP备18003416号-3