1. “Do Consumers Choose the Right Credit Contracts?,”;Agarwal
2. “Selection and Market Power in Consumer Credit Markets,”;Agarwal
3. “A Simple Framework for Estimating the Consumer Benefits from Regulating Hidden Fees,”;Agarwal;Journal of Legal Studies,2014
4. “Response to Request for Information Regarding the Credit Card Market,”;American Bankers Association
5. “The Failure of Competition in the Credit Card Market,”;Ausubel;American Economic Review,1991