1. Department of Commerce, Economic Integration and Business Administration, Romanian–American University, Bucharest, Romania
2. Department of Finance, Credit and Accounting, Romanian–American University, Bucharest, Romania
3. Department of Economics, Accounting and International Affairs, University of Craiova, Craiova, Romania
4. Department of Finance, Banking and Economic Analysis, Faculty of Economics and Business Administration, University of Craiova, Craiova, Romania