1. Colleen M. Carey is an assistant professor in the Department of Policy Analysis and Management at Cornell University, in Ithaca, New York.
2. Giacomo Meille is a PhD student in the Stephen M. Ross School of Business, University of Michigan, in Ann Arbor, Michigan.
3. Thomas C. Buchmueller () is the Waldo O. Hildebrand Professor of Risk Management and Insurance at the Stephen M. Ross School of Business, University of Michigan.