1. Boyd-Lee, Paul Winston Michael, (born 3 May 1941), Director, Bible Truth Publishers, since 1974
2. 208 Today, crowdfunding generally refers to raising funds from a large number of individual investors, typically by using online social networks or 207 See supra Part I.A. For a recent formulation of this approach to fintech as a potentially transformative force in promoting financial inclusion, see ALL. FOR FIN. INCLUSION, FINTECH FOR FINANCIAL INCLUSION: A FRAMEWORK FOR DIGITAL FINANCIAL TRANSFORMATION;Marketplace Lending and ICOs: Synthesizing Assets Crowdfunding is a loose category covering historically varied forms of finance,2018