Author:
Pi Tianlei,Hu Haoxuan,Lu Jingyi,Chen Xue
Abstract
Fintech has not changed the nature and risk attributes of financial business. Its openness, interoperability, and other characteristics trigger the concealment, infectivity, universality and sudden characteristics of financial risk more obviously, and the potential systemic risk more complexly. This paper adopts fuzzy set analysis to conduct a comprehensive review of Fintech risk. It is found that the technology risk, moral hazard and legal risk, with a weight of up to 80%, are the dominant factors affecting the Fintech risk, while other prominent credit risk, market risk and operational risk in the traditional financial field account for a small proportion, but they still cannot be ignored. The research of this paper enriches the relevant research on the quantification of Fintech risk, and helps to strengthen risk prevention from the aspect of enhancing the safety of Fintech infrastructure, improving the legal system, sound the regulatory framework and strengthening industry self-discipline.
Subject
General Mathematics,Engineering (miscellaneous),Computer Science (miscellaneous)
Cited by
6 articles.
订阅此论文施引文献
订阅此论文施引文献,注册后可以免费订阅5篇论文的施引文献,订阅后可以查看论文全部施引文献