1. Department of International Economic Faculty, Banking University of Ho Chi Minh City, 29 Ham Nghi, Nguyen Thai Binh, District 1, Ho Chi Minh City, Vietnam, https://orcid.org/0000-0003-0438-5684
2. Department of Finance, Asia University, 500 Lioufeng Rd., Wufeng, Taichung 41354, Taiwan, https://orcid.org/0000-0001-6755-572X
3. Department of Business Administration, Asia University, 500 Lioufeng Rd., Wufeng, Taichung 41354, Taiwan (Corresponding author), e-mail: writetodrm@gmail.com, https://orcid.org/0000-0001-8808-2407
4. Department of Business Administration, Asia University, 500 Lioufeng Rd., Wufeng, Taichung 41354, Taiwan, https://orcid.org/0000-0003-4298-1698