1. Department of Agribusiness and Agricultural Economics, Faculty of Agricultural and Food Sciences, University of Manitoba, Winnipeg, Manitoba, Canada
2. Asper School of Business, University of Manitoba, Winnipeg, Manitoba, Canada
3. Warren Centre for Actuarial Studies and Research, I.H. Asper School of Business, University of Manitoba, Winnipeg, Manitoba, Canada
4. Department of Biosystems Engineering, Faculty of Agricultural and Food Sciences, University of Manitoba, Winnipeg, Manitoba, Canada
5. Department of Statistics and Actuarial Science, Faculty of Mathematics, University of Waterloo, Waterloo, Ontario, Canada
6. China Institute of Actuarial Science, Central University of Finance and Economics, Beijing, China
7. Division of Banking and Finance, Nanyang Technological University, Singapore