1. Institute of Management Sciences, University of Science and Technology Bannu, Khyber Pakhtunkhwa, Pakistan
2. Department of Management Sciences, Khwaja Fareed University of Engineering & Information Technology, Rahim Yar Khan, Punjab, Pakistan
3. Faculty of Business Administration, Iqra University, Karachi, Pakistan
4. Institute of Business Adminstration, Gomal University, Dera Ismail Khan, Pakistan
5. Department of Economics and Business Administration, Division of Arts and Social Science, University of Education, Lahore, Pakistan