1. School of Management, Universiti Sains Malaysia, Penang, Malaysia
2. Department of Business Administration, College of Administration and Economic, University of Basrah, Iraq
3. School of Computer Sciences, Universiti Sains Malaysia, Pulau Pinang, Malaysia
4. Graduate School of Business, Universiti Sains Malaysia, Penang, Malaysia
5. Institute of Business Studies, Kohat University of Science and Technology, Pakistan