1. Unit for Intellectual Services Market Research, Institute for Statistical Studies and Economics of Knowledge, National Research University Higher School of Economics (NRU HSE), Moscow, Russia
2. School of Finance, Faculty of Economic Sciences, National Research University Higher School of Economics (NRU HSE), Moscow, Russia
3. Banking Institute, National Research University Higher School of Economics (NRU HSE), Moscow, Russia
4. Department for Asset Management, State Corporation “Deposit Insurance Agency”, Moscow, Russia