1. Department of Marketing, Herberger Business School, St. Cloud State University, St. Cloud, MN 56301, USA
2. Department of Marketing, College of Business, New Mexico State University, P.O. Box 30001, Las Cruces, NM 88003, USA
3. School of Business, State University of New York at Geneseo, Geneseo, NY 14454, USA
4. Department of Business Administration, Earl G. Graves School of Business and Management, Morgan State University, 1700 E. Cold Spring Lane, Baltimore, MD 21251, USA