1. Terence E. Adderley Jr. Professor of Economics, Vanderbilt University and Research Associate of the NBER, VU Station B #351819, 2301 Vanderbilt Place, Nashville, TN 37235 (e-mail: )
2. Assistant Professor of Economics, University of Tennessee, 524 Stokely Management Center, Knoxville, TN 37996 (e-mail: )