1. School of Economics, Hainan University, Haikou, Hainan, China
2. Institute of Open Economy, Hainan University, Hainan Province, Hainan, China
3. Department of Applied Economics I, University of Castilla-La Mancha, Cuenca, Spain
4. Department of Banking and Finance, Near East University, Nicosia, Cyprus
5. Department of Accounting, Dhofar University, Salalah, Sultanate of Oman
6. Graduate School of Economics and Management, Ural Federal University, Ekaterinburg, Russia
7. Banking and Finance Department, Near East University, North Cyprus, Turkey
8. Risk Management Department, Central Bank of The Gambia, Banjul, The Gambia