1. Bibekananda Panda is an Assistant General Manager and Economist at the State Bank of India. He has over 14 years of experience in Economic & Banking Research and has contributed over 40 research publications in leading national and international journals. He holds a PhD in Development Economics.
2. Sara Joy is Chief Manager in the Research and Analysis Group of Export–Import Bank of India. She is a postgraduate in economics and has experience of over a decade of working with a developmental financing institution. Ms Joy has authored a good number of research publications. e-mail: sara.joy@eximbankindia.in