The Gendered Language of Financial Advice: Finfluencers, Framing, and Subconscious Preferences

Abstract

As financial advice migrates online, “finfluencers” are democratizing access to financial knowledge, challenging the historically male-dominated advisory landscape. This mixed-methods study explores how gender shapes the creation and consumption of finfluencer content. Qualitative analysis reveals gendered advice patterns: Men emphasize quantitative aspects, whereas women incorporate narratives and personal stories. Experimental surveys uncover subconscious same-gender preferences in advice receptivity, contrasting with stated desires for gender-neutral guidance. These implicit affinities persist even when advice content is anonymized and gender-balanced. Paradoxically, finfluencers introduce diverse voices and challenge traditional norms yet also subtly cater to gendered perspectives. The research highlights the complex role of gender in the digital financial advice market, where expanding inclusivity coexists with enduring biases. Findings offer insights for developing more equitable and empowering financial education in the digital age while revealing the subconscious factors shaping the emerging finfluencer discourse.