1. Faculty of Behavioural and Social Sciences, SGT University, Gurgaon, Haryana, India
2. Finance and Accounting, Business School, SSM College of Engineering, Baramulla, India
3. School of Business, Central University of Kashmir, Ganderbal, Jammu and Kashmir, India
4. Department of Social Work, University of Kashmir, Srinagar, Jammu and Kashmir, India
5. Management Studies, University of Kashmir, South Campus, Anantnag, Jammu and Kashmir, India