1. Financial and Administrative Sciences Department, AL-Balqa’ Applied University, Irbid University College, Jordan
2. Financial and Administrative Sciences Department, Institute of Public Administration, Al-Riyadh, Saudi Arabia
3. AL-Balqa’ Applied University, Amman, As-Salt, Jordan
4. Department of Computer Networks, College of Computer Sciences and Information Technology, Department of Computer Networks, King Faisal University, Al-Ahsa, Saudi Arabia
5. Faculty of Information Technology, Applied Science Private University, Amman, Jordan
6. Department of Computer Science, King Abdullah the II IT School, the University of Jordan, Amman, Jordan
7. Quantitative Method, College of Business Administration, King Faisal University, Al Ahsa, Saudi Arabia
8. College of Business Administration and Economics, Al-Hussein Bin Talal University, Ma’an, Jordan
9. Departments of Accounting, College of Business, King Faisal University, Al-Ahsa, Saudi Arabia
10. Applied Science Research Center, Applied Science Private University, Amman, Jordan