Does Group Maturity Affect Savings and Investment Behaviour of Women: Empirical Investigation of Self-Help Groups in Uttar Pradesh-Reference-Cited by-同舟云学术

Does Group Maturity Affect Savings and Investment Behaviour of Women: Empirical Investigation of Self-Help Groups in Uttar Pradesh

Published:2023-02-10 Issue: Volume: Page:002190962311531
ISSN:0021-9096
Container-title:Journal of Asian and African Studies
language:en
Short-container-title:Journal of Asian and African Studies

Author:

Gupta Tanushree¹^ORCID,Singh Udai Bhan²^ORCID

Affiliation:

1. School of Commerce and Management Sciences, Sandip University, Nashik, Maharastra, India

2. Department of Economics, DAV Post Graduate College, Banaras Hindu University, Varanasi, India

Abstract

The aim of this study is to understand the impact of group maturity (age) on savings and investment behaviour of self-help group (SHG) members. Based on the survey data of 300 SHG members, the study finds that as groups mature or get older there is a three-fold rise in the share of household savings being diverted to savings in the SHGs. The results of the propensity score matching (PSM) reveal that group maturity has a positive impact on the per capita savings of member households. Furthermore, the usage of bank loans for a majority of beneficiaries distinctly shifts from consumption purposes to income-generating activities as the group becomes more mature.

Publisher

SAGE Publications

Subject

Development,Geography, Planning and Development

Link

http://journals.sagepub.com/doi/pdf/10.1177/00219096231153156

Reference35 articles.

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2. Ballem A, Kumar TVSR (2010) Savings mobilisation in SHGs: Opportunities and challenges. Focus Note 44, MicroSave India. Available at: http://www.microsave.net/files/pdf/IFN_44_Savings_Mobilisation_in_SHGs_Opportunities_and_Challenges.pdf

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