1. Department of Finance, Banking and Insurance, Chernihiv Polytechnic National University, Chernihiv, 14039, UKRAINE
2. Department of Management and Civil Service, Chernihiv Polytechnic National University, Chernihiv, 14039, UKRAINE
3. Department of Public, Corporate Finances and Financial Mediation, Yuriy Fedkovych Chernivtsi National University, Chernivtsi, 58029, UKRAINE
4. Department of Management, IHE “Academician Yuriy Bugay International Scientific and Technical University”, Kyiv, 02000, UKRAINE