1. Michael R. Asay, Ph.D. is Vice President of Mortgage Securities Research at Goldman, Sachs and Company, where his responsibilities include new product development, structured transactions, and asset/liability management. Dr. Asay is also responsible for the development and management of the analytics of CMO residuals, stripped mortgage-backed securities and their use in portfolio restructuring, and interest rate and prepayment risk management. Previously, he was head of mortgage research at Citibank...