Community-Based Health Insurance Utilization and Its Determinants among Informal Workers: Cross-Sectional Study
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Published:2023-09-21
Issue:5
Volume:33
Page:781-794
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ISSN:2413-7170
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Container-title:Ethiopian Journal of Health Sciences
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language:
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Short-container-title:Ethiop J Health Sci
Author:
Deresse Tilahun,Eshete Akine,Mulatu Hailu,Dessalegn Megbar
Abstract
Background: Ethiopia has implemented a community-based health insurance (CBHI) program to provide coverage to 80% of the population and shield underprivileged individuals from the detrimental effects of exorbitant medical expenses. However, there is a paucity of data regarding its utilization and pertinent concerns. This study aimed to evaluate the utilization of CBHI and its associated factors among informal workers in Berek District.
Methods: This community-based cross-sectional study was conducted between June 15 and July 15, 2022. The sample population comprised 538 households selected using a multistage sampling approach. Data analysis was done using SPSS Version 26. Variables with P-values of less than 0.25 during the bivariate analysis were selected for multivariate analysis using binary logistic regression. The statistical significance threshold was set at a p-value of 0.05.
Results: The utilization of Community- Based Health Insurance (CBHI) was 49.8%. Age between 30 and 39 years, monthly earnings of less than 1500 Ethiopian Birr, presence of chronic illness, membership in social organization, and possessing adequate knowledge were found to have a statistically significant association with the use of CBHI.
Conclusion: The utilization of CBHI was low within the confines of this district. Age, income, social group membership, and chronic illnesses were significantly associated with CBHI utilization.
Publisher
African Journals Online (AJOL)