1. Baker, M. A. (2023, April 30). Psychological effects of technology addiction. The Times of India. https://timesofindia.indiatimes.com/readersblog/maherasaadbaker/ psychologic al-effects -of-technology-addiction-53232/
2. Beck, T. (2020). Fintech and Financial Inclusion: Opportunities and Pitfalls. In www.adb.org. Asian Development Bank. https://www.adb.org/publications/fintech-financial-inclusion-opportunities-pitfalls
3. Bhagat, A. D., & Sharma, Y. K. (2021). Technology: Impact on the Youth and Society. SAMRIDDHI: A Journal of Physical Sciences, Engineering and Technology, 13(SUP 1), 70–75. https://doi.org/10.18090/samriddhi.v13is1.16
4. Bulger, Z., & Rouen, E. (2022, July 15). How Fintech Can Deliver on Its Social Impact Promises. Harvard Business Review. https://hbr.org/2022/07/how-fintech-can-deliver-on-its-social-impact-promises
5. Chen, F. B. F. L. F. T. J., CMT, Investing, I. the F. D. of, trader, trading content at I. H. is an expert, Adviser, I., & Chen, global market strategist L. about our editorial policies J. (2020a, August 25). Mobile Banking. Investopedia. https://www.investopedia.com /terms/m/mobile-banking.asp#:~:text=Mobile%20banking%20is%20the%20act