1. Baron, R. M., & Kenny, D. A. 1986. The moderator-mediator variable distinction in social psychological research: Conceptual, strategic, and statistical considerations. Journal of Personality and Social Psychology, 51, 1173–1182.
2. Brockner, J., Wiesenfeld, B. M., & Raskas, D. F. 1993. Self-esteem and expectancy-value discrepancy: The effects of believing that you can (or can’t) get what you want. In R. F. Baumeister (Ed.), Self-esteem: The puzzle of low self-regard (pp. 219–240). New York, NY: Plenum Press.
3. Cao, H. H., Hirshleifer, D., & Zhang, H. H. 2003. Fear of the unknown: The effects of familiarity on financial decisions. Reterived from http://citeseerx.ist.psu.edu/viewdoc/download?doi=10.1.1.203.5676&rep=rep1&type=pdf
4. Chatterjee, S., Finke, M. S., & Harness, N.J. 2009. Individual wealth management: Does self-esteem matter? Journal of Applied Business and Economics, 10(2), 1–14.
5. Cole, S., & Shastry, G. K. 2009. Smart Money: The effect of education, cognitive ability, and financial literacy on financial market participation (Working Paper No. 09-071). Boston, MA: Harvard Business School. Retrieved from http://hbswk.hbs.edu/item/smart-money-the-effect-of-education-cognitive-ability-and-financial-literacy-on-financial-market-participation or http://www.hbs.edu/research/pdf/09-071.pdf