1. Irbid National University,Faculty of Business and Financial Science,MIS, BI and Data Analysis Department,Irbid,Jordan
2. Irbid National University,Faculty of Financial Sciences and Business,Department of BI and Data Analysi,Irbid,Jordan
3. Ajloun National University,Faculty of Business,Department of Management Information System,Ajloun,Jordan
4. College of Computing dan Informatics, Universiti Tenaga Nasional,Malaysia
5. Jain Deemed To Be University,Bangalore,India