1. Petra University,Faculty of Management and Financial Sciences,Business & E-commerce Department,Amman
2. Faculty of Business Ajloun National University,Department of Management Information Systems,Ajloun,Jordan
3. UniSZA,Faculty of Informatics and Computing,Malaysia
4. Eurasian National University, Kazaksthan & Jain Deemed To Be University,Bangalore,India
5. Jain Deemed To Be University,Bangalore,India