1. College of Computer Science and Informatics, Amman Arab University (AAU),Information Technology department,Jordan
2. Irbid National University,Faculty of Finance Science and Business,Business Administration Department,Jordan
3. Al-Madinah International University,Faculty of Finance & Administrative Sciences,Malaysia
4. UniSZA,Faculty of Informatics and Computing,Malaysia
5. Birla Institute of Applied Sciences,Bhimtal,India