1. University of Technology and Applied Sciences Almusannah,Information Technology,Sultanate of Oman
2. Vignan’s Institute of information technology (A) Duvvada,Department of Management Studies,Visakhapatnam
3. University of Dhaka,Department of Finance,Bangladesh
4. Maharishi School of Engineering and Technology,Lucknow,Uttar Pradesh,India
5. BBA in Marketing Institute of Business Administration, University of Dhaka,Dhaka,Bangladesh
6. Universitas Sumatera Utara,Faculty Economic and Business,Department of Doctoral Program,Medan,Indonesia,20222