1. Department of Computer Science, Western University, London, ON, Canada
2. Interdisciplinary Research Centre for Finance and Digital Economy, KFUPM Business School, King Fahd University of Petroleum and Minerals, Dhahran, Saudi Arabia
3. Department of Management and Humanities, Universiti Teknologi PETRONAS, Seri Iskandar, Malaysia
4. Shaheed Zulfikar Ali Bhutto Institute of Science and Technology, Islamabad, Pakistan
5. Department of Marketing, American University of Madaba, Amman, Jordan