1. Shoolini University, Solan 173229 India.
2. Guru Gobind Singh Indraprastha University, New Delhi 110078 India.
3. NEOMA Business School 76130, Reims France.
4. Anhui University of Finance and Economics, Hefei 233401 China.
5. Abu Dhabhi University, Abu Dhabi 2022 UAE.