1. Bina Nusantara University,Information System Program School of Information Systems,Jakarta,Indonesia
2. Bina Nusantara University,Binus Business School,Management Department,Jakarta,Indonesia
3. Bina Nusantara University,Binus Graduate Program-Master of Information Systems Management,Information Systems Management Department,Jakarta,Indonesia
4. Bina Nusantara University,Faculty of Engineering,Food Technology Department,Jakarta,Indonesia
5. Universiti Sains Islam Malaysia,Faculty of Economics and Muamalat,Nilai,Malaysia