1. Computer Science Department, School of Computer Science, Bina Nusantara University, Jakarta, Indonesia
2. Information Systems Department, School of Information Systems, Bina Nusantara University, Jakarta, Indonesia
3. Information Systems Management Department, BINUS Graduate Program-Master of Information Systems Management, Bina Nusantara University, Jakarta, Indonesia
4. Department of Accounting, Faculty of Economics, Universitas Terbuka, South Tangerang, Banten, Indonesia
5. Department of Information Systems, Faculty of Science and Technology, Universitas Terbuka, South Tangerang, Banten, Indonesia
6. Department of Management, Faculty of Economics, Universitas Terbuka, South Tangerang, Banten, Indonesia