Bank risk profile and horizons in financing investment projects: a case study of selected banks in Uzbekistan

Author:

Sultanov Rustam1,Duskobilov Umidjon1

Affiliation:

1. Department of Banking, Tashkent State University of Economics, Uzbekistan

Abstract

The article presents the results of risk analysis in financing investment projects. In the example of three commercial banks, the relationship between the factors causing risks and the dynamics of the volume of financing of investment projects was modelled using the two-step generalised method of moments - 2SGMM. According to the results of econometric analysis, among the factors, risk assets, risk profile, interest income and investment activity of banks have a significant positive impact on the dynamics of investment loans.

Publisher

Inovatus Usluge d.o.o.

Reference9 articles.

1. Altunbaş, Y., Gambacorta, L., and Marqués-Ibáñez, D. (2014). Does monetary policy affect bank risk. International Journal of Central Banking, 10, pp. 95-136.

2. Altunbas, Y., and Manganelli, S. and Marques-Ibanez, D. (2011) Bank Risk During the Financial Crisis: Do Business Models Matter? ECB Working Paper No. 1394.

3. Amaglobeli, D., End, N. Jarmuzek, M. and Palomba, G. (2015), From Systemic Banking Crises to Fiscal Costs: Risk Factors (July 2015). IMF Working Paper No. 15/166. Crossref

4. Boyd, J., Nicolò, G. and Jalal, A. (2009). Bank Competition, Risk and Asset Allocations. IMF Working Paper No. 09/143. Crossref

5. Financial Stability Board (2020). "2020 update of group of global systemically important banks (G-SIBs)". Periodicals. https://www.fsb.org/wp-content/uploads/P111120.pdf

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