A Case Study of Ant Finance’s Innovation Journey — From a Platform Economy Perspective

Author:

Alexandre Herve1,Woo Kok Lian2

Affiliation:

1. Université Paris Dauphine — PSL, Place du Maréchal de Lattre de, Tassigny 75016 Paris Cedex 16, France

2. Shenzhen Technology University, 3002 Lantian Road Pingshan, Shenzhen, Guangdong 518118, P. R. China

Abstract

During the spring of 2021, the Chinese government profoundly changed its relationship with large digital platforms; the government had decided to strengthen their supervision, fight against monopolies, and promote fair competition. Until then, technology giants such as Alibaba, Tencent, Baidu, and JD.Com dominated a fast-growing market, especially in China, where Fintech represented a very important part of the retail market among middle-class consumers. Various political and economic reasons can be provided for this choice. This paper showcases the economic power of the two-sided markets approach of these platforms today and describes the late but violent reaction of the Chinese government, worried about its economic and monetary sovereignty.

Publisher

World Scientific Pub Co Pte Ltd

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