1. Joint MBA Program, USA, Azerbaijan, Azerbaijan State Oil and Industry University, 20 Azadlig Ave., AZ1010, Baku, Azerbaijan
2. Department of Computer Engineering, Near East University, Near East Boulevard, ZIP: 99138, Nicosia / TRNC Mersin 10 – Turkey, North Cyprus
3. The Research Laboratory of Intelligent Control and Decision Making Systems in Industry and Economics, Azerbaijan State Oil and Industry University, 20 Azadlig Ave., AZ1010, Baku, Azerbaijan
4. Banking and Finance Department, Faculty of Economics and Administrative Sciences Faculty, Near East University, Near East Boulevard, ZIP: 99138, Nicosia / TRNC Mersin 10 – Turkey, North Cyprus