1. College of Business, Korea Advanced Institute of Science and Technology (KAIST), 85 Hoegi-ro, Dongdaemun-gu, Seoul, 02455, Korea
2. College of Business, Hankuk University of Foreign Studies, 107, Imun-ro, Dongdaemun-gu, Seoul, 02450, Korea
3. Credit Guarantee and Investment Facility (CGIF), Asian Development Bank Building, 6 ADB Avenue, Mandaluyong City, 1550 Metro Manila, Phlippines