Money Market Funds and N-CR Regulations

Author:

Allen Kyle D.1,Baig Ahmed1,Winters Drew B.2

Affiliation:

1. College of Business and Economics, Boise State University, United States

2. Rawls College of Business, Texas Tech University, United States

Abstract

In an attempt to make money markets safer and more resilient, regulators have created new requirements for market participants. Money market funds are now required to file a new N-CR form if a significant event occurs: for example, fund financial support or liquidity fees. We investigate whether fund stakeholders respond to the N-CR filings. We find that investors do not respond to the N-CR filings. However, fund managers, who do not need the filings to learn of the financial support, reduce the weighted average life (WAL) of the funds and increase the daily liquidity available. These actions have real costs and our results suggest the costs outweigh the benefit of the newly required Form N-CR (N-CR) filing.

Publisher

World Scientific Pub Co Pte Ltd

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