1. Silberman College of Business, Fairleigh Dickinson University, 1000 River Road, DH-2123, Teaneck, NJ 07666, USA
2. School of Professional Studies, City University of New York, 101 W. 31st Street, New York, NY 10001, USA
3. Silberman College of Business, Fairleigh Dickinson University, 1000 River Road, DH-206, Teaneck, NJ 07666, USA
4. John Jay College of Criminal Justice, City University of New York, 524 W. 59th Street, New York, NY 10019, USA